Hi Dave, thank you for this article. Did you get yours from Hub insurance? I’m having issues finding a reasonably priced policy. I’m a Canadian seller, selling in the US and have contacted numerous insurance companies and brokers. Most of them declined and the lowest one is 6,000$/ year but our company only makes around 10-11,000$/month we just can’t afford that policy.

Any suggestions would be very helpful, thank you.

Marnie

There must be some other issue with your UK insurance. Our Canadian insurance is accepted. Most US providers will only cover US companies.

My understanding is that you’re exempt.

Yes, Dave thanks for your quick response but my point is, it’s stated “or otherwise requested by Amazon.”

So, Amazon is going to enforce that I buy Liability Insurance even though I never sell anywhere even close to $10,000 a month but maybe just $50 a month??

Thanks again.

Best,
Todd

Yes, there’s a $10,000 threshold. You can contact seller support to confirm.

“You are required to provide proof of liability insurance, and our records show you have not done so. As of September 1, 2021, Section 9 of the Business Solutions Agreement (https://sellercentral.amazon.com/gp/help/G1791) requires you to obtain and maintain at least $1 million of commercial general, umbrella, or excess liability insurance, within 30 days after exceeding $10,000 in gross proceeds in sales in one month on Amazon.com or if otherwise requested by Amazon.”

Look at the last line of the above statement where it states, “or if otherwise requested by Amazon.”

So, it’s $10,000 per month or if otherwise requested by Amazon?

As small a seller that I am, f they are actually expecting me to lay out more money for insurance, I will have to close my account!!

Great Amazon!!

Yes, but you’ll need to talk to a U.S. insurance broker/provider.

Give one of the brokers a shout, like Hub insurance.